The National Association of Insurance Commissioners (NAIC) convened its 2026 Summer National Meeting Aug. 11-14 Columbus, Ohio, to find regulatory agreement among the various states and jurisdictions in the U.S. and address today’s hot insurance issues.
The NAIC Producer Licensing (D) Task Force met as a subset of the NAIC meeting on Aug. 12 to cover its agenda:
- National Insurance Producer Registry (NIPR) tech roadmap
- Presentation from the Coalition Against Insurance Fraud
- Discussion of 1033 Written Consent Process
- Working group reports
- Discuss the Uniform Appointment Termination for Cause Form
The Producer Licensing (D) Task Force comprises 30+ state and jurisdiction leaders, with members representing various states. The NAIC tasks the group with working across the industry to encourage adoption of NIPRs tools and data structures, facilitating discussions on current licensing topics, and to figure out what federal guidelines and laws look like in practice across the country, among other things.
NIPR Roadmap for 2027
NIPR representatives provided an update on future enhancements to the organization’s producer monitoring and data services. The planned improvements are designed to deliver more timely producer information and support insurance industry compliance and operational workflows.
Rhoads moment: Our team has been keeping the pulse of the new service NIPR has been developing, and we expect to be an early adopter once it rolls out in 2027. We’re excited to take advantage of updated service to help our customers speed up their compliance and operational processes through PCRM.
Other notable NIPR product roadmap updates include the September launch of LicenseHub.
Coalition Against Insurance Fraud
The Coalition Against Insurance Fraud brought their unique, prevention-focused perspective to task force discussions. Coalition representatives talked about the changing nature of insurance fraud, saying producer licensing can play a role in identifying suspicious activity and in stopping smaller problems before they snowball into something disastrous.
The coalition described modern fraud efforts as increasingly organized, technology-enabled, and global, encouraging industry members to see robust producer licensing as an additional fraud-prevention checkpoint.
1033 Written Consent
Producers who have been convicted of crimes that include a breach of trust have to obtain a waiver to comply with federal 18 U.S.C. § 1033. Simple. Or, maybe not, since states disagree on what constitutes a conviction.
To that end, the Producer Licensing (D) Task Force is surveying states over how their regulatory cultures each treat different criminal justice outcomes, such as:
- Sealed convictions
- Expunged convictions
- Pleas in abeyance
- No-contest pleas
- Diversion programs
The task force update revealed 33 states have responded to the survey as of the meeting.
Rhoads moment: Need to learn more about 1033 waivers? Ask REGINA.
Working group reports
The task force adopted reports from their various working groups, but the Adjuster Licensing Working Group’s report in particular could have consequence for adjusters. The working group revised the Independent Adjuster Licensing Guideline (GL 1224). The revisions seek to strengthen sections about Designated Home State (DHS) standards for producers who live in states that don’t issue licenses to independent adjusters, to allow them to obtain licenses while discouraging “DHS forum shopping.”
Some of the suggested changes include:
- Front-end license and resident state validation
- NIPR solutions
- Better vendor coordination
- Addressing inconsistencies in business entity licensing
The revisions were open for public comment until Sept. 11, and the task force will consider full adoption at its Oct. 15 meeting.
Uniform Appointment Termination for Cause form
The task force continued its work on developing a Uniform Appointment Terminations for Cause form, which, once finished, will hopefully improve the consistency of termination procedures and required reporting of breach of trust incidents across states. If states can issue a more standardized reporting format for carriers and managing general agencies (MGAs) to use, the task force hopes to reduce the administrative burden for companies, give regulators faster and more complete termination information that signals when to pursue criminal charges for bad actors, and, ultimately, strengthen consumer protection.
Rhoads moment: Ultimately, the work of the Producer Licensing (D) Task Force and the NAIC, broadly, serves to build consensus across the industry and make it easier for carriers, agencies, producers, and everyone in between to get work done. Guess what? That’s our goal, too. See how Rhoads can help you connect your insights to direct action that fuels your insurance business’s growth. Schedule a demo today.